... who have never owned a home before, it’s the initial down payment and the ability to keep up with the monthly financial obligations (mortgage payment, insurance, utilities, maintenance). The effort to ...

... the past six months, or will I need to use it soon? If the answer is no, throw it away, store it elsewhere or sell it in a yard sale. Be equally aggressive in disposing of dirt. Pay particular attention ...

Please use the search bar above to search our listings. You can also view our SOLD homes as well. We keep them on our site for 12 months from date of listing. Also please click on F.A.Q. for plenty of ...

... lenders will want to know whether the property will carry itself. (Is there sufficient rent to cover the mortgage payment?) Don't make the mistake of assuming that a rental income of $500 per month will ...

... between the reduced rate and market rate directly to the lender. Or, the difference can be paid to the purchaser in one lump sum or monthly instalments. A buy-down can make a property more attractive to ...

... than buying. Ifyou consider a $150,000 mortgage at 8 per cent for a 5-year term, the monthly payments would beless than $1,200 per month. Compare this to renting a suitable three bedroom apartment ortownhouse ...

... to check your meters on a weekly or monthly basis. This will help you gain an understanding of seasonal increases and decreases in consumption and enable you to take measures to become more energy/water ...

... read your gas, electricity and water meters on a weekly or monthly basis. This will help you gain an understanding of seasonal increases and decreases in consumption and enable you to take measures to ...

... feel comfortable with your Realtor. This person will probably become part of your life for a couple of months popping in with clients or organizing open houses. Developing a plan of action Once you've ...

... homes have you sold in the last six months? How close were the sale prices to the asking prices? What price range of homes do you generally handle? Do you provide multiple listing of your property through ...

...  Advance Planning Planning should begin at least two months in advance. Confirm with your Realtor your closing date before scheduling your moving date. If you are renting, confirm your move-in date. ...

... determine the monthly payment you can afford by calculating your debt-service ratio. List all your loans (car, personal loans, monthly credit card balances). The sum of these and your mortgage payment, ...

... and high-ratio mortgages. Typically, your monthly payments remain fixed for the term, while the interest rate fluctuates with economic conditions. This means that if interest rates climb, you'll be paying ...

... homes have you sold in the last six months? How close were the sale prices to the asking prices? What price range of homes do you generally handle? Do you provide multiple listing of your property through ...

... monthly mortgage payments, but weekly, bi-weekly and semimonthly payments are more popular today. With these types of payment options you will reduce the amount of principal you owe faster because you ...

... it’s no problem to keep up the monthly mortgage payments and other costs associated with home ownership. But what usually holds first time buyers back is the initial down payment required to obtain a mortgage. ...